Simplified Spending and Management
With Torpago, you get simplified spending and modern management solutions using familiar and trustworthy Visa credit cards. There are no platform or credit card fees as long as you pay your bills on time and get 1% cash back on every purchase.
With Torpago, you can:
- Manage all of your business credit with an integrated system that eliminates most paperwork, expense reports, and manual work.
- Issue and request physical and virtual cards in seconds, and control and track spending on cards in real-time.
- Manage authorization, credit limits, and use online with the click of a button.
Physical Credit Cards
Torpago'a physical cards can be used nearly everywhere that accepts Via. At each point of sale, the transaction is instantly added to the platform and automatically categorized, providing instant visibility into spending and eliminating expense reports and reimbursement payments.
Virtual Credit Cards
With Torpago's virtual cards, you set individual limits for greater accountability. You can issue virtual cards for specific vendors or automate payments and subscriptions without ever revealing the actual 16-digit card number.
Single-use cards can also be created for one-time transactions, or you can create cards to automate payments for recurring purchases, such as subscriptions, with spending limits that reset every month.
Torpago's platform lets you eliminate paperwork and manual workflows. Although, transactions can still flow through multi-step approvals if required, and once approved, can be synced and integrated into your enterprise resource planning (ERP) or accounting system with the click of a button.
Easier Credit, Higher Limits
Torpago uses dynamic credit limits, enabling many companies to qualify for higher credit limits than they qualify for with traditional corporate cards. There is no personal guarantee or deposit required. Underwriting is based on cash in the bank, spending patterns, and business history. Credit limits can scale as your business grows.
Build Business Credit
Because Torpago reports your payment history to credit reporting agencies, you can also build your business credit by using the platform.
Torpago’s flexible spending management platform empowers companies with easy-to-use solutions that provide greater control and visibility into company spending. It allows for safer, more secure spending while allowing finance teams to work more efficiently.
Signing up with Torpago is simple. You can create your account in seconds. Apply today.